Many people do not think too much about how to take care of themselves abroad. They may be sure to pack all the clothing they need, maybe some sun block and a few basic medications, but it is worth considering what may happen if you have an accident or get unwell.
You may just not think that it will happen to you or assume that you will get free care, but this may not be the case. There are some countries that do give free medical care to UK residents, but it is not automatic. If you are in Europe you will need a European Health Insurance Card. This will allow you to have some treatment for free or at a reduced cost, but does not cover everything. You need to check the details and find out what entitlements you get for the country/countries that you are visiting.
You may need to consider extra insurance cover for the place that you are going. Travel insurance can cover the cost of visits to see a doctor, hospital visits and treatment. It may even cover a flight home if you are too unwell to continue your holiday. This will vary depending on the cover that you take out.
You may be concerned about the cost of travel insurance, but you need not be. Although a trip abroad can be costly, you need not worry about adding too much extra to it. You may find that the company you buy the holiday from can give you an insurance deal that will be at a bargain price. You may find you can search around and find a good price elsewhere.
If you are young and have no diseases or medical problems then you will probably find that he insurance is very cheap. It will be dearer as you get older and if you have medical problems but you are more likely to need to use it. It can be worthwhile getting it, just to add peace of mind on to your holiday. It may not be anything like as expensive as you might think.
Tom is often referred to as a nomad who loves to travel. He strongly believes in both travel and health insurance when overseas.